We’ve all heard the one about the bloke who told his employer he was off work with a bad back only to be filmed skipping down the street that same day and posting a video up on youtube of him doing somersaults.
This little anecdote raises the question – what can an insurer do with that information? Some really interesting points being made at the latest Insurance Times Claims Clinic –
A panel including the excellent Damian Ward, explained how obtaining this kind of evidence can obviously be a vital starting point to a defence, but the means of collection can present some genuine hurdles.
“Information on Facebook is classified as personal and can’t be obtained by illegitimate means,” says Mr Ward. Although this quote could use a bit more explanation, I’ll blame Insurance Times for not doing so. Nevertheless, the issue is fairly clear. The information can be used as pointers towards other disclosable evidence and this is where its greatest value lies.