An aversion or sensitivity to risk is an incredibly common feeling people have felt throughout human history. It means we typically choose options that reduce our chances of something bad happening. Insurance is one way […]
A major financial investment has been injected into locally-led projects focused on building resilience in coastal communities adapting to climate change. The Swiss Re Foundation and the United Kingdom’s Blue Planet Fund (BPF) are both […]
RMS®, the world’s leading catastrophe risk solutions company, estimates total onshore U.S. insured losses from Hurricane Zeta to be between US$3 and US$5 bn. The estimate includes losses to the National Flood Insurance Program (NFIP) […]
Flood prediction is one of those mysterious arts that still poses a challenge for the insurance sector. Localised rainfall can often cause a flood, but this is incredibly difficult for the Met Office to narrow […]
Asset Portfolios of insurers are subject to risks that can often exceed the risk of losses from natural catastrophes. Asset Risk can arise from economic recessions and crises that can unexpectedly reduce the market value […]
Insurance Premium Tax (IPT) is a penalty for doing the responsible thing, let’s be blunt about it. Those who dodge car insurance often end up with a fine that is one quarter of the cost […]
In the wake of Hurricane Dorian, it’s useful for eveyone in the insurance sector to keep up to date with the latest disaster modelling software. The more information underwriters, insurers and brokers have, the better. […]
What are the risks posed by climate change for the financial sector? It’s a complex subject and open to debate, especially when it comes to the tricky matter of calculating how new regulations surrounding extreme […]
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