Emerging Risk

Winning a Raffle on Holidays – Where Are the Taxes Paid?

You’re in Spain, soaking up the sun, glass of wine in hand. Life’s good. Then—ping—your phone lights up: you just won an award in a raffle you casually entered through the reelraffle platform while waiting […]

Motor Insurance

Drivers Unaware They Must Declare Vehicle Mods

A recent survey of drivers by the UK’s largest specialist vehicle insurance broker Adrian Flux has revealed that 52% of drivers are unaware that they must declare all vehicle modifications. In unwittingly not declaring all modifications, drivers risk not being […]