After a surge in pet ownership over lockdown and now we’re amid a cost of living crisis award winning pet insurance provider, The Insurance Emporium has ranked the 30 most popular dog breeds it insures from most affordable to least affordable. Brits owning Jack Russell Terriers can howl with joy as they’re crowned the most affordable while it’s the doghouse for those owning British Bulldogs as they’re rated the most expensive.
Using its own database, the personal line insurance provider has rated its top 30 dog breeds against their cost to purchase, cost to insure, and the annual cost of dog food to give their overall rank of affordability.
Most affordable
Of the top 30 most popular dog breeds, Jack Russell Terriers came out on top as the most affordable, followed by the Yorkshire Terrier, Lhasa Apso, Shih Tzu, and Chihuahua. Breeds like greyhounds and lurchers are sometimes cheaper to buy, but can be more expensive to care for in terms of insurance, vet bills and food.
Least affordable
At the other end of the scale, British Bulldogs were the least affordable of the top 30 most popular breeds insured, followed by the American Bulldog, German Shepherd, Golden Retriever, and French Bulldog.
Francis Martin, CEO at The Insurance Emporium commented: “We are a nation of pet lovers and none more so than us all here at The Insurance Emporium. However, we’re also all too aware that pet ownership can also be a costly responsibility, especially in the midst of a cost-of-living crisis.
Depending on what breed of dog you own, pet food on its own can be expensive while certain breeds are more prone to health conditions than others meaning insurance cover is often more expensive – it can all add up!”

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