Estimated 300K Uninsured Drivers on UK Roads Each Day, Says MIB

The latest stats from the MIB make for grim reading, as more drivers simply shrug and drive uninsured, knowing the finewill almost certainly be less than the annual premium. Here’s the word;

Data released by MIB (Motor Insurers’ Bureau) shows that there is an average of 300,000 uninsured vehicles on UK roads every day. As vehicles may be uninsured for months at a time, the total number uninsured across the year is over 1 million.

According to a YouGov study commissioned by MIB, 10% of the British public are not aware that motor insurance is compulsory for any vehicle used on a public road. Uninsured driving remains a huge problem to society, causing devastation to innocent victims and their families. It also has strong links to secondary driving-related offences including speeding, drink or drug driving, and unroadworthy vehicles, and even crimes such as money laundering or drug running. However, with motor insurance premiums consistently rising since the start of 2022 and a cost-of-living crisis putting pressure of household finances, there are concerns that uninsured levels may rise as otherwise law-abiding drivers struggle to make insurance payments.

MIB, the not-for-profit entity that exists to protect people from the devastation of uninsured and hit-and-run drivers, are raising awareness of the need for continuous and appropriate insurance to be in place for all vehicles. As part of MIB’s mission to make roads safer, they have recently invested a further £5million to update and expand their enforcement initiatives that remove uninsured vehicles from the road. They are also increasing focus on prevention through education.

Martin Saunders, Head of Enforcement for MIB, said:

“It’s really important to us to reduce the level of uninsured driving on the road. We know that times are tough for many people right now and increased cost-of-living pressures may cause more people to make the wrong decision to drive uninsured, but this is not the right way to save money.

“We are encouraging people to ensure their motor insurance is adequate and appropriate for their needs, whilst reminding them that they can look at ways to legally reduce their premiums. While we understand the challenges many are facing, our message is that driving uninsured is never worth the risk.”