Heatwaves are just part of a typical UK summer, but it’s worth noting the fire risk for static caravans, especially as we move towards the school holidays;
With the UK experiencing prolonged spells of hot weather and the driest Spring in over 100 years, Compass, a specialist provider of caravan and leisure insurance, is urging static caravan owners to take extra precautions to reduce the risk of fire.
Static caravans are particularly susceptible to fire damage. Their fixed position, close proximity to neighbouring units, and structural materials – often made of plastic and thin cladding – mean that a fire can spread rapidly and with devastating effect. The use of LPG gas cylinders adds further risk if they are not stored and handled correctly.
2022 was officially recorded as the hottest UK summer to date, although forecasts suggest that 2025 could bring similarly extreme temperatures, meaning the risk of fire-related incidents in caravans is rising. This is reflected in Compass’s fire claims data, which peaked between June 2022 and May 2023 at £165,537.91, accounting for 10% of total caravan and park home claims, and more than six times the total from the previous year.2
With this summer’s temperatures set to follow or even exceed those from 2022, taking proactive fire safety precautions in caravans is more critical than ever.
Common causes of static caravan fires include:
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Careless use of barbecues near units
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Improper disposal of cigarettes
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Unattended cooking
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Faulty gas appliances or heating systems
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Electrical overloads and damaged wiring
According to fire safety data, a fire in a mobile home or caravan is significantly more likely to result in death or serious injury compared to conventional housing.
Kevin Minnear, Head of Underwriting at Compass, explains: “Caravans are fantastic for enjoying the outdoors, but they come with serious fire risks, especially in dry conditions. With the UK having experienced the driest spring in over a century, the risk of fire is greater than ever.
“As insurers, we see the aftermath of caravan fires all too often, with families losing not only their cherished holiday homes but valuable personal belongings as well. We’re reminding everyone to stay vigilant, follow basic safety practices, and help prevent fires before they start.”
Top tips to stay safe this summer:
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Always use barbecues well away from caravans, awnings and dry grass. Never use them inside or on decking, and ensure coals are fully extinguished before disposal.
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Do not smoke inside caravans. Always use a proper ashtray and ensure cigarettes are completely stubbed out and disposed of properly.
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Store gas bottles outside in a secure, upright position and never in direct sunlight. Turn them off properly after use and have them checked regularly.
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Every caravan should have at least one working smoke alarm fitted. Test it weekly and change batteries regularly.
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Avoid open flames indoors; candles and gas lanterns can ignite furnishings or nearby materials in seconds. Use battery-powered alternatives instead.
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Fit a fire blanket inside your caravan and make sure you have a fire extinguisher, so you are prepared should the worst happen.
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Avoid overloading plug sockets and have electrical systems checked regularly.
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Ensure all escape routes are accessible and exits are not blocked.
Insurance advice for static caravan owners
In the unfortunate event of a fire, adequate insurance cover can be the difference between financial recovery and long-term loss. Caravan owners are advised to:
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Review your policy to ensure it covers fire damage comprehensively.
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Keep an up-to-date inventory of contents.
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Notify your insurer immediately in the event of a fire-related claim.
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Check whether your cover includes temporary accommodation or replacement of personal effects.
Fire spreads extremely quickly in caravans – even a small spark can have devastating consequences, especially during dry spells. Kevin Minnear added: “Prevention is always better than the cure. We’re encouraging all caravan owners to make safety a top priority this summer. Fire can devastate a caravan in minutes, but by being proactive and following these simple steps, you can protect your property, your loved ones, and your peace of mind.”
For more information on specialist caravan and leisure insurance, visit compass.co.uk
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