The latest data from Ivans has just been published;
Ivans® today announced the August 2026 results of the Ivans Index™, the insurance industry’s premium renewal rate index. Year over year, Commercial Auto, Business Owner’s Policy (BOP), General Liability, Commercial Property and Umbrella experienced increasing average premium renewal rates, while premium renewal rates decreased for Workers’ Compensation. Month over month, Commercial Auto, BOP, General Liability, Commercial Property and Umbrella experienced a decrease, while Workers’ Compensation experienced an increase.
Premium renewal rate change by line of business for August 2026 highlights include:
- Commercial Auto: 3.58%, down from 4.03% last month.
- BOP: 5.44%, down from 5.94% at the end of July.
- General Liability: 4.18%, down from 4.99% last month.
- Commercial Property: 5.69%, down from 6.16% in July.
- Umbrella: 6.82%, down from 7.42% in July.
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Workers’ Compensation: -1.1%, up slightly from -1.26% last month.
Released monthly, Ivans Index is a data-driven report of current conditions and trends for premium rate renewal change of the most placed commercial lines of business in the insurance industry. Analyzing more than 120 million data transactions, the Ivans Index premium renewal rate change measures the premium difference year over year for a single consistent policy. Inclusive of more than 38,000 agencies and 700 carriers and MGAs, the Ivans Index is reflective of the premium rate change trends being experienced by all agencies and insurers across the U.S. insurance market.
Ivans Index is available to agencies and insurers as part of Market Insights at markets.ivansinsurance.com.
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