The latest partnership news for you;
FintechOS, the agentic platform for unified product operations, has partnered with Saffron Building Society to deliver their full end-to-end mortgage origination platform covering the full lending lifecycle.
The deployment spans broker registration and management, decision in principle (DIP) through to full mortgage application, underwriting, offer and completions across their full product range, and integrating with its Finova servicing platform.
More than 89% of UK mortgages are now arranged through intermediaries, according to the Intermediary Mortgage Lenders Association, with that figure forecast to exceed 90% in 2026. For building societies competing for broker business, the quality of the origination experience has become a primary factor in winning and retaining intermediary relationships. Yet research shows that 40% of the mortgage journey still requires manual intervention, and 89% of customers describe the application process as being as stressful as buying the home itself. For lenders relying on manual workflows and disconnected systems, the gap between what brokers expect and what legacy processes deliver is widening.
Built on FintechOS’s Agentic Platform for Unified Product Operations, the deployment brings together automated decisioning, an AI-embedded underwriting workflow, a Business Rules Engine that allows Saffron to define and adjust its lending criteria, affordability calculations, and policy rules in a centralised system, and a Product Factory that, supported by the Dex AI copilot, accelerates how Saffron’s teams design, build, and launch new mortgage products in days and weeks rather than months. All of these capabilities sit within a single connected system, giving Saffron a complete view of every application from initial enquiry to completion.
Brokers will move through a fully digital journey, from registration to offer, with real-time DIP decisions, straight-through processing for standard applications, and clear visibility at every stage. For Saffron’s members, the result is a materially shorter path from application to mortgage offer, with fewer document requests and a cleaner end-to-end experience.
And because the platform is configuration-first, Saffron can bring new products and criteria changes to market quickly, meaning members and brokers always benefit from a lender that stays competitive and responsive.
Saffron Building Society, headquartered in Essex, has served members since 1849 and now has total assets of over £1.5 billion, and more than 118,000 members. The Society identified that delivering on its ambition to scale lending volumes and broaden its broker network required a purpose-built origination platform and a technology partner with proven experience in the UK building society sector. FintechOS was selected for its ability to build above existing core infrastructure rather than replace it.
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