News

Previsico Survey Reveals Corporate Lack of Action on Flood Defence

This is poor planning from many public sector and private companies alike; Despite the catastrophic effects of serious flooding on any business, a new survey from Previsico, the live flood forecasting and water management data […]

Insurance claims

Covid19 Business Cover Claims: Judgment Offers Mixed Results

Case report on a Covid19 claim; The Commercial Court has handed down judgment in the latest Covid-19 business interruption insurance test case (“LMIE Test Cases”). The judgment produced mixed results, but crucially for policyholders, Mr […]

Insurance Brokers

Small Biz Is Tough, Getting the Right Cover Can Make a Difference

These are tough times for small business, with the latest Companies House data showing over 500,000 businesses were dissolved in 2022, down slightly from the 2021 post Covid total of over 600,000. But inflation in […]

News

FCA Wants Banks to Review Rolling Branch Closures

Latest from the FCA; Banks and building societies will need to assess the impact of changes to their services, for example shorter branch opening times, under updated guidance proposed by the Financial Conduct Authority (FCA).   […]

Opinion

How Brokers Can Plan For The Future of Business Interruption

The global coronavirus pandemic led to the disruption of millions of businesses around the world. Artesian’s Andrew Yates offers some insights; With businesses, especially SMEs, under pressure, the Financial Conduct Authority (FCA) brought a test […]

Emerging Risk

Need Active Shooter Cover? There’s a Policy For That

A parametric insurance product that protects small businesses against economic losses following a shooting or malicious incident within 250m of their premises has been launched by Lloyd’s insurer AEGIS London. This is the first policy […]

Legal

Michigan Court Rejects Restaurant Claim Over Business Interruption Cover

A court in Lansing Michigan has rejected a claim lodged by a restaurant company, Gavrilides Management Co, who wanted a payout after Covid-19 restrictions closed their business. Sadly, the commercial policy that was in place […]