ZestyAI, has announced it has integrated the Insurance Institute for Business & Home Safety’s (IBHS) resilient construction standard, FORTIFIED, into Z-PROPERTY™, its AI-powered predictive property and climate risk platform. Z-PROPERTY uses computer vision and machine learning to extract insights from aerial and satellite imagery, among other unique data sources, for over 150 million residential and commercial properties.
The FORTIFIED Home™ standard goes beyond typical building codes to deliver superior performance during severe weather, such as high winds, hailstorms, severe thunderstorms, hurricanes, and even tornadoes. An independent study of FORTIFIED homes following four separate hurricanes showed homeowners were 35 percent less likely to file an insurance claim and suffered 22 percent less damage than owners of traditionally built homes.
Based on more than 20 years of scientific research and real-world testing by IBHS, FORTIFIED is a nationally recognized resilient building method. Interest in FORTIFIED homes has grown rapidly as severe weather continues to ravage communities across the U.S. and, as a result, the number of designated homes has more than doubled in the last three years.
“FORTIFIED has already helped more than 50,000 families in 26 states better protect their homes from severe weather,” said IBHS CEO Roy Wright. “It takes only one storm to cause devastating loss and significantly change the trajectory of people’s lives. Strengthening homes and communities with the FORTIFIED program can help reduce the devastating losses caused by Mother Nature.”