Some useful stats here on typical van insurance pricing;
Go.Compare Van Insurance has released its latest Van Insurance Price Index, showing that the average cost of a comprehensive van insurance policy now stands at £429 – down £15 from the previous quarter and £32 year-on-year.
The latest data shows that while van insurance premiums rose steadily throughout 2023 and 2024, 2025 has brought the first signs of relief, with a 6.9% fall between Q3 2024 and Q3 2025. Prices peaked at £463 in Q4 2024, but have since eased, offering van drivers some much needed respite after more than two years of consistent price hikes.
Van insurance is available at three different levels of cover: comprehensive, third party only, and third party, fire and theft (TPFT). The index shows the most affordable option remains TPFT at £393, compared with a third party only policy at £439 and a comprehensive cover, which is slightly cheaper at £430.
While comprehensive policies tend to cost more than TPFT, they offer broader protection, covering damage to the policyholder’s own vehicle in the event of an accident.
The Index also highlights that how a van is used continues to have a major impact on premiums. Vans used solely for social purposes have the lowest average price at £370, reflecting lower risk. Policies for the carriage of own goods average £449, while haulage and delivery uses are considerably higher at £1,283 and £1,481, respectively – driven by higher mileage and increased exposure to risk.
Regional differences remain significant – London drivers pay the most for cover with an average premium of £751, while Welsh drivers pay the least at £332. These variations reflect differences in traffic levels, accident rates, and vehicle crime across the UK.
Commenting on the findings, Go.Compare van insurance spokesperson, Tom Banks said: “Van insurance premiums have continued their downward trend, with a £15 drop between Q2 and Q3 2025. After more than two years of consistent increases, this is a positive sign for van drivers, though prices remain around £62 higher than they were at the start of 2023.
“While it’s encouraging to see premiums easing, there are still ways drivers can take control of their costs. Providing an accurate mileage estimate can make a real difference – overestimating could mean paying more than necessary, while underestimating may risk invalidating your policy.
“Improving vehicle security is another simple step that can help reduce premiums, with insurer-approved alarms, trackers, and immobilisers all helping to lower risk. And finally, we always recommend shopping around – comparing quotes from different insurers remains one of the most effective ways to find the best deal and the right level of cover.”
For more information and to read Go.Compare’s full Van Insurance Price Index, visit: https://www.gocompare.com/van-insurance/how-much-does-van-insurance-cost/
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