This is useful info for anyone in Motor claims;
Bridgetech, the leading provider of insurance and automotive software and data solutions, announces the launch of its inaugural Credit Hire Index, a twice-yearly publication tracking trends across the market.
Based on data from Bridgetech’s flagship product Arbitrate, The H2 2025 index highlights a clear seasonal pattern of rates between July and December, which eased steadily from mid-summer into late autumn, before lifting again in December.
From July to December 2025, the overall average seven-day BHR declined from £485.85 (July) to a low of £328.25 (November), then rebounded to £397.19 (December). This represents a 32.4% peak-to-trough reduction from July to November, followed by a 21.0% month-on-month rise in December.
The same pattern is reflected in the “lowest BHR” measure (the average of the lowest seven-day price found). This moved from £392.62 (July) to £264.56 (November), before increasing to £291.21 (December).
Most vehicle groups reached their six-month low in November, with December increases led by Sports, Standard and MPV groups. Commercial was the main exception, rising into November before dropping back in December.
Matt Porter, CEO of Bridgetech, said: “Our H2 2025 index shows a consistent seasonal dynamic, with rates easing from summer into autumn, followed by a clear December uplift. We’re proud to be launching this bi-annual index, and for claims and legal teams, the message is straightforward: decisions are strongest when they’re grounded in robust market data.”
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