US Market: Orion180 Launches Dwelling Protection Product

The latest new product from Orion180 for you;

Orion180 Insurance, a leading provider of flexible, customer-centric homeowners and flood insurance solutions, recently announced the launch of its Dwelling Protection (DP) Landlord Insurance. The highly customizable product is designed to give rental property owners greater control over coverage, costs, and risk.

As rental property ownership continues to expand across the U.S., landlords are facing increasing financial exposure from property damage, liability, and loss of rental income, which places added pressure to manage both risk and operating costs more effectively. The global landlord insurance market is projected to reach more than $40 billion by 2032, driven by growing rental demand and rising property values. Orion180’s new DP Landlord Insurance addresses these evolving needs with a flexible, landlord-first approach that moves beyond traditional, one-size-fits-all coverage.

DP Landlord Insurance allows policyholders to tailor protections based on their needs, including the option to exclude everything except the dwelling itself. Policyholders can choose from a wide range of deductible options to strike the right balance between cost and risk, select optional perils such as wind, hail, and theft, and add an optional co-pay feature for additional savings. This product also offers customizable roof coverage options, including Actual Cash Value, Replacement Cost Value, or a stated roof limit.

“The rental market is becoming increasingly complex, and landlords today need better insurance options beyond the basic protections,” said Ken Gregg, CEO of Orion180. “With DP Landlord, property owners can tailor coverage to their exact needs, manage their costs more effectively, and protect their investment with confidence.”

DP Landlord Insurance is designed for tenant-occupied properties, offering protection that differs from standard homeowners insurance. It includes:

• Dwelling protection of the structure and attached elements between $300,000 and $2 million for homes built since 1900

• Other structures coverage for features like detached garages and sheds

• Landlord property coverage for owner-owned contents

• Fair rental value to cover lost income if the property becomes uninhabitable

• Premises liability protection

• Medical payments for injuries on the property

Designed for a wide range of property owners, DP Landlord Insurance is available for single-family through four-unit dwellings, as well as townhomes with proper fire separation between units. It supports a variety of rental terms, from weekly and monthly leases to longer-term arrangements, and can be held by individuals, trusts, LLCs, and corporations. The product is now available in California, Texas, eastern Massachusetts, and coastal counties in Florida, North Carolina, South Carolina, Mississippi, and Alabama.

Orion180 insurance products are built on a foundation of trust and performance, having served more than 500,000 customers and protected over $130 billion in assets. The company maintains more than 4,000 five-star reviews and an average claims resolution time of approximately 14 days, exemplifying its commitment to service and reliability. In addition to its standard discounts, Orion180 is introducing a new Companion Policy Discount, offering additional savings for customers who bundle policies within the Orion180 ecosystem. With DP Landlord now available for rental property owners, Orion180 continues its mission to empower policyholders and agents with insurance solutions that are smart, human, and limitless.