IFB is Working With Tempcover on Anti-Fraud Strategies

The latest partnership news from the IFB for you;

The Insurance Fraud Bureau (IFB) has added market-leading temporary insurance provider Tempcover to its membership, integrating the specialist’s comprehensive data into the Bureau’s anti-fraud network.

This partnership reinforces Tempcover’s commitment to protecting its 3.7 million users and supporting insurer partners by actively contributing to the fight against fraud within the temporary insurance market.

As a digital-first leader, Tempcover enables customers to secure fully comprehensive temporary insurance quotes in two minutes.  Demand for this flexible cover has grown rapidly, with the company’s customer base doubling since 2022. By joining the IFB, Tempcover is creating a two-way data exchange – connecting its high-velocity insights with the IFB’s collective industry resources to help ensure the short-term market remains secure for the honest majority.

The IFB membership provides Tempcover with access to centralised counter-fraud tools while simultaneously contributing its own unique datasets. In a market defined by rapid digital journeys, the ability to share sophisticated indicators – including Device IDs, driving licence numbers, and payment IDs – is a critical tool in identifying misuse and application fraud as it happens.

This partnership builds on Tempcover’s established fraud-mitigation framework, which incorporates ID scoring and 100% driving licence verification*. By utilising the MyLicence service to check Driving Licence Numbers (DLN) directly against DVLA records, Tempcover can instantly cross-reference conviction history and vehicle entitlements at the point of application, helping to identify and flag discrepancies before cover is issued.

This proactive approach ensures that the flexibility of short-term insurance is backed by industry-standard verification. By sharing fresh data, Tempcover aims to bolster the industry’s unified defence and disrupt organised fraud networks more effectively across all motor distribution channels.

Ursula Jallow, Director at the IFB, said: “We are delighted that Tempcover has joined the IFB. Tempcover represents a diverse range of insurance products, along with a strong desire of collaboration in the fight against fraud within the temporary insurance market, where it is evident, there has been an increase in both Application Fraud and Ghost Broking. We look forward to working closely together, particularly when it comes to harnessing new opportunities through compliant data and intelligence sharing, which is a real strength of our Membership.”

Bruce Coxwell, Chief Underwriting Officer at Tempcover says: “We recognise that the speed and convenience of our products must be matched by equally agile fraud prevention. Joining the IFB ensures our digital journeys are supported by the most robust data available, allowing us to enhance our own defences while actively supporting the wider industry. By sharing insights to disrupt fraudulent activity at the point of application, we are providing greater peace of mind for our customers and more robust protection for our partners.”