The number of people booking holidays for this year and into the next has risen and, in turn, so has the need for clear and comprehensive travel insurance. With various insurers offering different cover it can be minefield when choosing a policy that will give you the best chance of not losing out financially due to implications from COVID-19.
Compare by Review has compared the cover offered by their top ten providers and inputted it into an easy to read table. This table will allow their users to quickly check to see which provider offers the level of cover suitable for their trip.
The information listed in the table applies to countries that are exempt from the FCO’s all but essential travel advice. If the FCO advise that you do not enter a country, but you travel there against the notice, you will not be covered even if you have a travel insurance policy in place. Compare by Review advise all holiday makers to check the FCO site before they book their holiday. Once the holiday is booked it’s imperative to then purchase adequate travel insurance.
All of the providers compared offer cover for emergency medical treatment and repatriation back to the UK as a result of Covid-19, but for some providers, that’s where the cover ends. Staysure not only offers the best travel insurance for coronavirus out of those we compared, but they’re also top of our provider travel insurance table with the service they offer being awarded 9.4/10.
The devastation to the travel industry has highlighted how important it is to purchase a comprehensive travel insurance policy. Many are guilty of buying the cheapest insurance policy on the market to save a few pennies, but more often than not, when it comes to making a claim the policy isn’t worth the paper it’s written on. Compare by Review are on a mission to change the way people buy insurance, the pandemic has been a bit of a wake-up call and made people realise that it’s time to leave the ‘grab and go’ culture in the past.
Many people have told Compare by Review how their claims have been refused recently due to carelessly purchasing the policy without reading it thoroughly. Now is the time to start being more mindful when taking out insurance, take your time, research the company and make sure you know exactly what you are and aren’t covered for.
Compare By Reviews Top Things to Consider When Buying Travel Insurance…
Travelling abroad in the midst of a pandemic won’t be risk free so it’s key to make sure your policy is as comprehensive as possible. Of course, insurance can’t protect you from all of the risks associated with travelling at this time but there are a few things we recommend you look out for when buying a policy.
Excess – the amount of money you pay towards a claim.
Scheduled airline failure insurance (SAFI) – cover for if your airline goes bust.
Medical cover for COVID-19 – this means that you’re covered if you contract coronavirus abroad and is absolutely essential. There are still so many travel insurers that aren’t offering this level of cover so make sure it’s included in your policy.
Travel disruption and cancellation cover – many providers aren’t currently offering this additional level of cover due to the pandemic. However, it’s important to look out for this in the future. It covers you if you need to cancel for a reason that is covered on the insurers qualifying list.