IE posts this case report from HM Govt for one reason, it shows the power of overlaying, or using multi-source data.
When verifying customer ID as part of FNOL, it can save time further down the line if other public databases are checked for co-directors, people linked to the same address, or that vehicle reg plate. In this case a co-Director had already been convicted of fraud, so utilising software systems that can raise a red flag and prompt further checks could save insurers a great deal of time and money.
Here’s the word;
A Cwmbran man was prosecuted for fraud for failing to disclose information to the Security Industry Authority (SIA). Ashley Marcel Zennadi, used multiple aliases to disguise prior criminal convictions. He pleaded guilty to fraud offences at Cwmbran Magistrates’ Court on Thursday, 28 September 2023. The court fined him £200, ordered him to pay £645 prosecution costs and a court surcharge of £34.
The SIA issued Ashley Marcel Zennadi with an SIA licence on 10 May 2022 following his application using the alias ‘Tommy Trevor Egan’. Zennadi did not declare any of his previous criminality nor the aliases that he had used in earlier applications to the SIA. Zennadi’s licence was suspended by the SIA on discovery of suspicious activity.
The SIA’s criminal investigators interviewed Zennadi under caution on 20 December 2022. During the interview, Zennadi admitted making the SIA licence applications in the names of ‘Tommy Egan’ and ‘Ashley Marcel’ and he confirmed that Ashley Zennadi was his birth name. He admitted to having previous criminal convictions but claimed that his girlfriend completed the application form which is why details were missing and/or incorrect in places.
Zennadi was briefly a director of Viczen Security Ltd in the name of ‘Marcel Zenn’ between 14 February 2020 and 22 March 2020. This coincided with a man named ‘Omar Victory’ who was also a director of the company between 14 February 2020 and 1 November 2021. The SIA prosecuted Omar Victory for fraud on 15 June 2023.
In October 2019 and in December 2010 Ashley Zennadi applied for an SIA licence but the SIA rejected the applications on both occasions due to his previous criminality.
Be the first to comment