Serious Collision Associated With Night Driving

A timely reminder about the dangers of driving at night in winter. It’s something that many insurers are aware of, which is why new drivers are often required to stay home and obey a `Black Box’ type curfew.

Here’s the word;

With the shortest day fast approaching it might be time to rethink how you drive in the dark.  Angelica Solutions Services, an independent consultancy specialising in data-driven solutions for the insurance industry, analysed the Department for Transport’s road collision data and found that a collision is much more likely to result in a fatality if it occurs in the dark.

During daylight hours, 20% of injury-causing road collisions result in at least one serious injury and 1.2% result in a fatality but the proportion of fatalities rises to 2.1% in the dark, an increase of around 80% despite traffic volumes typically being much lower in the hours of darkness.

During the evening rush hour, collisions are 33% more likely to be fatal if it’s dark.

In any light conditions, the higher the road speed limit, the more likely a collision is to include at least one fatality – 3.5% of collisions on roads with speed limits 50mph and above result in a fatality. Light conditions have a dramatic impact here though too – with the likelihood of fatality increasing to 4.8% in the dark, a rise of around 60% compared to crashes in the light (2.9%).

Driving more slowly is the single most significant thing drivers can do to reduce the risks – we see that on 20mph roads the fatality risk increases by just under 40% in the dark, whilst the risk more than doubles on 30mph and 40mph roads.

Streetlights go some way to offering protection – the data shows that during rush hour on roads with a 30mph or 40mph limit, around 22% of evening collisions result in fatal or serious injuries when streetlights were available and lit. This rises by 13% to a quarter of all evening collisions resulting in fatal or serious injuries when streetlights were not lit.

Sarah Vaughan, Founder & Director of Angelica Solutions comments: “Vulnerable Road users should remember the very simple ‘see and be seen’ road safety message – lights and reflective clothing are a must for any cyclists or horse riders and pedestrians would benefit from the same. It’s best to avoid unlit roads without a pavement in the hours of darkness where possible, consider alternative routes or travel plans if your journey would involve walking on higher speed roads in the dark.

“It’s not just driving risk that increases at night, a recent piece of analysis published by WHICH (linked below) showed that your premiums are likely to be higher if you apply for car insurance at night too. Whilst the cheapest quotes in the analysis rose by 20%, one quote was seen to increase in price by over 100%”.

 

 

Road Speed Limit

% Collisions Serious

% Collisions Serious (Daylight)

% Collisions Fatal

% Collisions Fatal (Daylight)

% Collisions Fatal (Daylight, 4-9pm)

% Collisions Fatal (in Dark)

% Collisions Fatal (in Dark, 4-9pm)

20

16.9%

16.5%

0.4%

0.4%

0.3%

0.5%

0.3%

30

19.5%

18.6%

0.8%

0.6%

0.6%

1.3%

0.9%

40

22.0%

20.9%

1.7%

1.3%

1.3%

2.8%

2.2%

50

22.8%

22.6%

2.9%

2.3%

2.1%

4.4%

2.8%

60

28.4%

28.4%

3.9%

3.5%

3.6%

4.7%

3.6%

70

19.5%

18.7%

3.1%

2.1%

1.9%

5.2%

3.0%

Grand Total

20.6%

19.9%

1.4%

1.2%

1.1%

2.1%

1.4%

 

Road Speed Limit

% Collision Fatal or Serious (Dark, Lights Lit, 4-9pm)

% Collision Fatal or Serious (Dark, Lights Unlit, 4-9pm)

% Change (Lit – Unlit)

20

17.9%

18.2%

2%

30/40

22.2%

25.0%

13%

50+

20.1%

26.0%

29%

Grand Total

21.3%

24.3%

14.1%

About alastair walker 19505 Articles
20 years experience as a journalist and magazine editor. I'm your contact for press releases, events, news and commercial opportunities at Insurance-Edge.Net

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