The word from Pro Global;
Pro Global has launched a new Premium Audit Delivery Health Check and accompanying industry white paper to help insurers, MGAs, brokers and program administrators identify audit weaknesses that may be contributing to premium leakage, operational inefficiencies, and compliance risks.
The unique, free online Premium Audit Delivery Health Check is a confidential assessment that takes approximately four minutes to complete and evaluates ten key areas of audit performance. These include review processes, classification accuracy, exposure capture, auditor consistency, dispute rates, workpaper standards, premium recovery, and leadership oversight.
Participants receive an instant assessment highlighting areas where operational gaps may be affecting audit outcomes and earned premium impact, together with practical insight into where improvements can deliver the greatest operational and financial impact.
At the same time, Pro Global’s new white paper, Premium Audits in 2026: Raising Standards, Reducing Burden and Preparing for the Next Wave of Digital Tools, examines the key trends reshaping premium audits across the US insurance market and argues that premium audits are increasingly evolving from a back-office function into a frontline revenue protection tool.
Among the paper’s key findings:
- Worker misclassification and wage under-reporting continue to cost the US workers’ compensation system tens of billions of dollars annually, underscoring the growing importance of effective premium audit programmes in protecting earned premium and maintaining underwriting integrity.
- Regulatory and governance expectations are increasing, with insurers facing greater scrutiny around audit quality, documentation standards, transparency and exposure validation.
- Technology is changing audit delivery, with automation, AI-powered risk scoring and payroll-integrated models helping insurers improve efficiency, although success still depends on strong data quality, governance and audit processes.
Pro Global delivers premium audit services for Workers’ Compensation and General Liability programs across carriers, MGAs and program administrators, helping clients improve audit accuracy, identify unrecognised exposures, strengthen compliance, and protect earned premium.
Robert Sherman, US Head of Audit & Advisory at Pro Global, said: “Worker misclassification and wage under-reporting continue to cost the US workers’ compensation system tens of billions of dollars each year, while insurers face increasing complexity around exposure data, compliance, and audit governance. We hope these free resources will provide a useful benchmark for the market and help organizations identify opportunities to strengthen audit performance, protect earned premium and reduce operational risk. As a long-standing partner to leading insurers, MGAs and program administrators, our goal is to support the industry in closing the premium leakage gap and building more effective, future-ready audit programs.”
The Premium Audit Delivery Health Check and the Premium Audits in 2026 insight paper are available here:
https://premiumaudit.proglobalexperts.com/
https://premiumauditdelivery.proglobalexperts.com/
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