Opinion

How Gadget Insurers Can Welcome Gen Z Without Welcoming Fraud

This article is by Manjit Rana, Executive VP, Insurance at Clearspeed The UK is already Western Europe’s largest mobile insurance market. With 95% smartphone penetration and top-end phones now costing over £1,200, demand for policies […]

Opinion

Key Person Insurance in a Recession: Why Economic Uncertainty Makes It More Important, Not Less

Running a business right now isn’t easy. Costs are rising, margins are tightening, and many SMEs are feeling the pressure. It’s natural to start reviewing expenses and ask, “What can we cut?” Key person insurance […]

Opinion

It’s Time to Close the Gap Between AI Ambition and Action

This article is by Dr Naeema Pasha, Visiting Fellow, Henley Business School Now more than ever, the insurance industry needs strong and strategic leadership. The combination of persistent economic and global uncertainty, an ageing workforce, global talent shortage, […]

Opinion

The AI Insurance Illusion: Closing the Coverage Gap Before Litigation Hits

AI adoption has intensified over the past two years, moving from simple ideas or roadmaps into everyday, hands-on operations. This surge hasn’t caught many executives off guard, per se, but the exposure that comes with […]

Opinion

The End of The Annual Survey

How continuous risk data is reshaping renewable energy insurance underwriting This piece is by Alistair Moodie, Chief Product Officer, SAMP Risk, the Lloyd’s Lab Insurtech. As a mechanical engineer with deep expertise in power generation, […]

Opinion

FCA Non-Financial Misconduct Rules: Key Impact for the Insurance Market

This article is by Amy Bird (Partner, Employment) and Dorian Drew (Partner, Litigation & Dispute Resolution), Clifford Chance The Financial Conduct Authority’s (FCA) non-financial misconduct (NFM) rules come into force on 1 September 2026. These […]

Opinion

Brokers Face Fundamental Challenges the Algorithm Can’t Resolve

This piece is by Alessandro De Leonardis, CIO, Armundia Group Should we automate more in insurance brokerage? Any institution must first reckon with a constraint that precedes any model: data quality. Information comes from different […]

Opinion

AI Insurance is the Governance Conversation IT Leaders Can’t Outsource

Time for a quick Q&A with Philip Otley, Global Managing Partner, HTEC Gartner predicts a 60% industry-wide boost in AI governance controls by 2030 as insurers tighten conditions for cover. Why is AI risk so […]