BIBA Supports Industry Initiative on Travel Cover With Pre-Existing Medical

If you have a pre-existing medical condition, or have survived a major illness/operation after receiving hospital treatment, it can be difficult to obtain travel insurance, especially if you aged 65 or over. The mainstream media covered several cases last year and in the wake of many complaints, the FCA opened an investigation into the travel insurance market last Summer.

In the FCA’s update, issued 2nd April 2019, they have stated they believe that a multi-lateral approach would build on some of the good practice regarding signposting.

BIBA looks forward to their forthcoming consultation this spring. We believe BIBA has a significant role to play in any new approach.

Graeme Trudgill, BIBA Executive Director said: “We believe an outcome similar to the multi-lateral approach taken in the ‘agreement on age and insurance’ would be the best way forward in helping customers.

This existing voluntary agreement directs a firm who cannot assist a customer to signpost them to a provider or suitable signposting service that can offer suitable insurance.

BIBA has been running a successful signposting service for older people under this agreement since 2012 and received over 600,000 enquiries on age and insurance since then. We believe this successful model can be replicated to help travel insurance customers with pre-existing medical conditions”.

More details can be read here:


Staysure, Insure&Go, Saga and Age Co are all highly rated on the Bought By Many website. Meanwhile Avanti Insurance has a good Trustpilot rating and offers Single Trip travel policies with no upper age limit. WorldwideInsure also receive a high rating on Trustpilot and are Travel insurance specialists, you can read a stack of customer reviews and make your own mind up here.

About alastair walker 12131 Articles
20 years experience as a journalist and magazine editor. I'm your contact for press releases, events, news and commercial opportunities at Insurance-Edge.Net

Be the first to comment

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.