Opinion

Regional: Scotland’s Business Sector is Driven by AI Ambition

Some insights here from Lindsay Ratcliffe at CreateFuture; Today’s Bank of Scotland Business Barometer paints an interesting picture of Scotland’s relationship with AI. More than half (54%) of Scottish businesses plan to increase investment in […]

Opinion

Hyperpersonalisation is The Next Competitive Battleground for Insurers

This piece is by Greg Hanson, VP and Head of EMEA North at Informatica from Salesforce Insurers are moving fast beyond one-size-fits-all products. AI now shapes decisions across underwriting, pricing, claims and customer engagement, and […]

Opinion

How Gadget Insurers Can Welcome Gen Z Without Welcoming Fraud

This article is by Manjit Rana, Executive VP, Insurance at Clearspeed The UK is already Western Europe’s largest mobile insurance market. With 95% smartphone penetration and top-end phones now costing over £1,200, demand for policies […]

Opinion

Key Person Insurance in a Recession: Why Economic Uncertainty Makes It More Important, Not Less

Running a business right now isn’t easy. Costs are rising, margins are tightening, and many SMEs are feeling the pressure. It’s natural to start reviewing expenses and ask, “What can we cut?” Key person insurance […]

Opinion

It’s Time to Close the Gap Between AI Ambition and Action

This article is by Dr Naeema Pasha, Visiting Fellow, Henley Business School Now more than ever, the insurance industry needs strong and strategic leadership. The combination of persistent economic and global uncertainty, an ageing workforce, global talent shortage, […]

Opinion

The AI Insurance Illusion: Closing the Coverage Gap Before Litigation Hits

AI adoption has intensified over the past two years, moving from simple ideas or roadmaps into everyday, hands-on operations. This surge hasn’t caught many executives off guard, per se, but the exposure that comes with […]

Opinion

The End of The Annual Survey

How continuous risk data is reshaping renewable energy insurance underwriting This piece is by Alistair Moodie, Chief Product Officer, SAMP Risk, the Lloyd’s Lab Insurtech. As a mechanical engineer with deep expertise in power generation, […]