Sixfold Announces Major Advance For Its AI Underwriting Platform

The word from Sixfold as they continue to develop their AI underwriting platform;

Sixfold, the underwriting AI solution trusted by global carriers, MGAs, and reinsurers, today announced a major advancement to its AI Underwriting Brain platform: Institutional Intelligence – a new capability designed to boost underwriting expertise across organisations with greater consistency.

Institutional Intelligence represents a shift from individual expertise to collective knowledge. While insurers have long relied on experienced underwriters to guide portfolio performance, much of that expertise has remained fragmented – spread across decisions, outcomes, and systems.
Sixfold’s latest innovation changes that by systematically capturing underwriting decisions and linking them to outcomes, from quote to bind to loss. This creates a continuously evolving intelligence layer that reflects how an organisation truly underwrites risk – not just how it intends to – and actively enhances that expertise over time.

“There’s more your organisation knows than any one underwriter can draw on – decisions, outcomes, portfolio patterns,” said Lana Jovanovic, Vice President of Product at Sixfold. “Scattered context that until now, simply couldn’t be connected and applied at scale with consistent outcomes.

“Sixfold has spent three years proving what AI can do for underwriting. Now we’re going further – capturing organisations’ collective knowledge, judgment, and experience, and putting it into the hands of every underwriter, on every submission. That’s Institutional Intelligence.”

At the core of this capability is a continuous learning system that connects each submission to downstream decisions and performance. Every interaction is fed into a growing institutional knowledge base, enabling more consistent, informed underwriting while continuously improving how decisions are made.

“Insurers have spent decades building underwriting expertise – and losing it every time a senior underwriter moves on,” said Alex Schmelkin, Founder and CEO of Sixfold. “We are building the infrastructure to change that, where every decision becomes part of a system that makes the next decision smarter. With Institutional Intelligence, underwriting judgment doesn’t walk out the door. It compounds.”

Available immediately as part of Sixfold’s AI Underwriting Brain, the capability allows carriers to feed decision and outcome data into the platform. This enables continuous refinement of underwriting appetite, selection strategy, and the drivers of profitable growth.

Sixfold, which partners with major insurers including Zurich, Generali, AXIS, Skyward Specialty Insurance Group, and Mosaic Insurance, is now advancing toward self-improving underwriting systems powered by Institutional Intelligence — capable of identifying predictive patterns across submissions and continuously enhancing portfolio performance.