Saga has announced that treatment abroad for Covid-19 and repatriation to the UK will be included as standard as part of its travel insurance policies for all trips from 1st June. Saga has added the cover to help customers feel more comfortable travelling once the government advice changes to say that it is safe to do so.
Now two market leaders in travel insurance have taken the lead it’s likely that other brands will follow, once all the underwriting T&Cs have been agreed.
The cover has been added across both standalone travel insurance products and the optional cover offered to all Saga holiday and cruise customers. The policy update will compensate and care for customers should they fall ill with coronavirus while travelling outside the UK, including those with underlying health conditions. Cover is underwritten by Collinson Group by the way.
As the UK eases out of lockdown, these changes have been introduced to provide customers with much-needed certainty about how these unprecedented times may impact their policy and plans for future travel. It is also in response to increasing customer demand – 74%¹ of Saga customers say that they would be unlikely to take out travel insurance if it didn’t cover Covid-19 risks.
Kevin McMullan, Head of Product, Saga Health and Travel Insurance said: “Understandably, the current crisis has put travel plans on hold for many people. However, with the UK’s strict lockdown measures beginning to lift, more people may be planning both exciting and much needed trips away over the coming months. We recognise that this may be a daunting process, particularly for customers with underlying health concerns. We want to give people the confidence and reassurance that if they were to fall ill abroad, we’re there to help and get them back home safely.
STAYSURE CORONA COVER? THEY SAY YES
Staysure are also leading the way on Covid-19 cover, and their website now offers the following offer;
Although it’s unsafe to travel right now, you can still buy travel insurance that can cover coronavirus for emergency medical and repatriation.
You can choose to buy either a single trip, or an annual policy to cover your travel plans. We’ve even extended our annual policy for a limited time to give you three months extra cover. That’s 15 months for the price of 12.
Once your destination is safe to travel to, you’ll be ready to go, knowing you’ve already sorted your cover. It’s one less thing to worry about.
But before you pack your suitcase, you’ll need to check government advice to make sure your destination is safe, otherwise your policy won’t be valid.
What’s covered with Staysure coronavirus travel insurance?
You’ll be covered for at least £5 million for emergency medical expenses and repatriation. You can choose a higher level of cover with our Comprehensive policy, which comes with unlimited medical expenses.
This means that if you develop COVID-19 while on holiday and need emergency medical help, you’ll be covered as long as you’ve declared your pre-existing conditions.
Where your medical bill comes to more than £350, we’ll also try and settle the agreed claim with the medical facility where we can, allowing you to focus on more important things like getting better.
If you can’t travel and need to change your holiday dates because your trip is cancelled, you should be able to change your dates of your Single Trip Travel Insurance.
We’ve explained more about how you can change your cover if your trip is affected by coronavirus here.