What’s The Cheapest Car To Insure in The UK?

Good question, the Meerkats have been doing some research and here’s what they found;

The cost of insuring the most popular car models in the UK has declined on average by £54 year-on-year in the third quarter of 2021, according to new research from comparethemarket.com. Drivers of one of the top ten most popular cars typically paid £595 from July to September this year for their car insurance – down from £650 in the same three months in 2020.

The most popular car to insure between July and September this year is the Ford Fiesta Zetec, based on comparethemarket enquiries. An annual premium for a Ford Fiesta Zetec now costs an average of £694 to insure – £23 less than in Q3 2020.

The Mini Cooper and Fiat 500 Lounge are the second and third most popular models to insure respectively. A Mini Cooper typically costs £535 per year to insure, falling by £61 from Q3 2020. The average premium for a Fiat 500 Lounge has also declined £57 by year-on-year. Insurance for a Fiat 500 Lounge costs an average of £477 – making it the cheapest car to insure out of the ten most popular.


The cheapest car model to insure is the Renault Captur Iconic Energy TCE 90, based on comparethemarket enquiries in Q3 2021. The average premium for this model costs just £276 per year to insure. The Renault also saw the biggest year-on-year decline in the cost of insurance out of the ten cheapest models. In Q3 2020, it would have cost an extra £128 on average to insure this model at £405.

Two Nissan Qashqai models, the Fiat Panda Pop, and the Dacia Sandero Stepway Laureate TCE 9 make up the rest of the top five cheapest cars to insure. On average, insurance for the top 10 cheapest cars was 20% less than it was for those models during the same period last year (Q3 2020), with an average saving of £81.

The Captur Ionic is also zero rated for VED tax by the way.

Other cheap to insure models include the Nissan Qashqai, Fiat Panda Pop and the Dacia Sandero Stepway.

About alastair walker 10567 Articles
20 years experience as a journalist and magazine editor. I'm your contact for press releases, events, news and commercial opportunities at Insurance-Edge.Net

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