Those millennials want it all, according to a new survey by Auger, an independent specialist working with the insurance industry on flood and water mains claims.
The demand from 18-34 year-olds is for an array of technology, mostly online chat with its convenient personal touch. Of those questioned, 64 per cent of 18-24 year-olds and 60 per cent of 25-34 year-olds said they preferred engaging in online chat, logging onto a website or using a mobile app.
In the survey of 2,000 consumers across the UK, the preference for speaking to someone on the phone when making an insurance claim rose with age from 37 per cent of 18-24s up to 76 per cent for the 65s and over.
Customer sentiment was also high across the board for a ‘hassle-free’ process when they were asked what would be most important to them if they had a claim, coupled with the speed with which the claim was resolved.
David Brewster, managing director of Auger, said: “One of the main challenges of adopting new and emerging technology is to retain the personal aspect. If a service is automated or using AI then it still needs to retain the human element which this research has shown is important to customers. It’s not enough to provide the answer in an automated manner, it needs to be done with personality.
“The insurance sector and related industries also need to be preparing for the demands of future homeowners or risk losing the next generation of clients to market disruptors who are more in touch and engaged with how customers want to interact and do their business.
“At the same time, we should not leave behind those who still want to speak to someone when it is most important to them.”
In the survey, the quality of the work undertaken (16 per cent) was of less importance along with how genuine and personal the customer service felt (8 per cent).
The survey commissioned by Auger questioned 2,000 consumers across the UK across all age ranges and gender 18-65 and above in November 2018.